THIS SET INCLUDES: 1. Student Textbook 2. Student Workbook 3. Answer Key to the Textbook and Workbook THIS FULL-YEAR CURRICULUM INCLUDES THE FOLLOWING UNITS: 1. On Your Own 2. Earning a Paycheck 3. Banking and Saving 4. Selecting Housing 5. Buying and Preparing Food 6. Buying Personal Items 7. Owning a Vehicle 8. Cash or Credit 9. Loans and Interest 10. Recreation, Travel and Entertainment